Abuse & Molestation Insurance for Community Action Agencies

Community Action Agencies (CAA) reach out to many individuals, including children, the handicapped, and elderly. Any time an organization works with these vulnerable populations, there is an increased risk of abuse and molestation claims. And while the majority of employees and volunteers have noble intentions, incidents of abuse occur.

Included as Part of Our Program

Care Providers Insurance Services provides CAAs with abuse and molestation coverage as an integral component of our general liability policy. Our coverage:

  • Responds to allegations of physical and sexual abuse
  • Provides indemnification up to $1 million per occurrence/$3 million in aggregate, separate from our General Liability policy
  • Provides for defense costs
  • Provides for “client on client” coverage
  • No gaps between the layers, and on claims-made coverage, assurance that the retroactive date is maintained on all future policies with us

Moreover, to help Community Action Agencies prevent these types of incidents, we also make available valuable information through our Your Care Connection newsletter and other resources. You can share this information with your insureds to assist in mitigating their risks.

In addition, with Care Providers, you offer CAAs a comprehensive, affordably priced program. Our in-house underwriting capability also provides you the service and responsiveness needed to address your client’s needs immediately. And you have access to a program staffed by professionals whose focus is on insuring non-profits. In fact, we have been insuring non-profits and social service organizations for more than 25 years. Rely on our stability, longevity, and support of this niche.

Learn More About Our Insurance Program for Community Action Agencies

We invite you to learn more about our program for CAAs and how we can assist you in expanding your agency’s book of business. Please call Randall Hedlund, Program Director, Care Providers, at 800-761-7072, ext. 1310, or complete the Get Started form on this page, for information about our program.