Professional Liability Insurance for Community Action Agencies

Community Action Agencies (CAAs) offer a number of different services to families and individuals, exposing themselves to allegations if something should go wrong while performing their work. They have professionals providing therapy and counseling, healthcare, and emergency services, etc., all of whom can be the target of a lawsuit as a result of an error, omission, or negligent act.

Professional liability insurance is designed to protect an organization in the event of allegations of professional negligence. Even if a suit is unfounded, attorney fees alone can add up quickly and cripple a CAA’s ability to operate. Professional liability insurance is a smart way for an organization to manage its risks and have the protection it needs in the event of a lawsuit.

Broad Coverage

Care Providers Insurance Services offers professional liability insurance to Community Action Agencies as a separate coverage under our general liability policy:

  • Separate limits up to $1 million/$3 million
  • Coverage responds to claims for professional activities performed by the insured in the course and scope of his or her duties as an employee of the CAA
  • Defense costs are paid in addition to this amount

What’s more, we can tailor the coverage based on the professional services the organization provides. In addition, as part of our general liability program, we also offer separate coverage and limits for abuse and molestation allegations.

Learn More About Our Insurance Program for Community Action Agencies

We invite you to learn more about our program for CAAs and how we can assist you in expanding your agency’s book of business. Please call Randall Hedlund, Program Director, Care Providers, at 800-761-7072, ext. 1310, or complete the Get Started form on this page, for information about our program.